NFC Payments: Still for Patient Payments Geeks Only
Recent launch of the iPhone 5 made me decide that it was time to upgrade my old iPhone 3GS. I knew I was going to stay with my current telco provider (Orange, or as they are now known, EE), so I just...
View ArticleWeve and MasterCard Collaborate on UK Mobile Payments
I’ve been following today various news reports about the announcement that Weve and MasterCard have partnered to drive forward contactless mobile payments in the UK. I am still hoping to speak to my...
View ArticleThe Networks’ Support for HCE Breathes Life Into NFC Payments
In my report on Top Trends in Retail Payments published a few weeks ago, I wrote the following paragraph: “Of course, doubts remain over HCE. For example, the payment schemes are yet to clarify on...
View ArticleThe Resurgence of NFC
This is the time of the year when we begin to cast our eye back to 2014 as well as forward to 2015, and reflect on the top trends we are seeing in the market. One of the constants over the last few...
View ArticleApple’s earnings call: an encouraging story about Apple Pay
Yesterday Apple announced its results for Q1 2015: revenue of $74.6 billion, profit of $18 billion over the three months, apparently the largest quarterly corporate earnings of all time. While these...
View ArticleCashless Britain – not coming to a town near you soon
There have been a number of reports in the UK since the beginning of the year heralding a cashless Britain, suggesting that cash “dies” this week. Of course, I’m being somewhat tongue in cheek, but it...
View ArticleWhy I won’t be using Apple Pay during rush hour on London transport
I am finally a proud user of Apple Pay! It came to the UK on July 14th while I was away on holiday, but I managed to set up my first card even while I was abroad. And I was very proud and pleased when...
View ArticleFirst-time success rate of my Apple Pay transactions today: 0%
Yes, you did read this right – today I could not complete a single Apple Pay transaction successfully first time. This was my experience today: I tried using Apple Pay five times – four times to get in...
View ArticleAre You Ready for Cardholder Transaction Alerts?
Quite a few issuers around the world already offer transaction alerts to their cardholders. They find them a helpful tool to reduce fraud, reduce false positives (i.e. unnecessary card declines), and...
View ArticleCash isn’t dead..and unlikely to be either
My first post in this focussed on a survey from the US which suggested that cash would be dead in the US within a generation. And as my blog points out, that is highly unlikely for many other reasons,...
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